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Mortgage Solutions Built Around You.

Halifax's Local Mortgage Broker, On Your Side.

Free, unbiased mortgage advice for first-time buyers, refinancing, and renewals across Halifax and Dartmouth.

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Licensed Mortgage Brokers, NS, NB & ABTMG The Mortgage Group (Atlantic) Inc.5-Star Rated on Google

Today's Halifax Mortgage Rates

Rates updated regularly. See the full rate sheet and find out which term fits your goals.

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5-Year Fixed

X.XX%

5-Year Variable

X.XX%

3-Year Fixed

X.XX%

Wherever You Are in Your Mortgage Journey, I Can Help

Buying your first home, renewing an existing mortgage, refinancing to consolidate debt, or self-employed and tired of being told no by the bank — I work with dozens of lenders across Canada to find a mortgage that actually fits your life.

Why Halifax Homeowners Work With Me Instead of Their Bank

Your bank can only offer you its own products. As an independent mortgage broker, I shop dozens of lenders on your behalf, at no cost to you in most cases, because the lender pays my fee, not you. That means unbiased advice, a wider range of rates and products, and someone in your corner from application to closing day and beyond.

Services

Mortgage Solutions for Every Situation

Whether you're buying your first home, renewing, refinancing, or self-employed, I build mortgage solutions around your situation — not a one-size-fits-all bank product.

Most Searched
First-Time Home BuyersMortgage RenewalsRefinancingDebt ConsolidationInvestment Properties
Common Needs
Self-Employed MortgagesNewcomers to CanadaNew Construction / Builder MortgagesMulti-Family (Up to 4-Plex)Commercial Properties
Specialized Programs
Multi-Unit (5–10 Units)Multi-Unit / High-Rise (MLI Select Program)Private LendingAlternative LendingBridge Financing & Second Mortgages
Your Mortgage Journey

From First Call to Closing Day — Here's the Path

  1. Step 1

    Pre-Approval

  2. Step 2

    Searching for a Home

  3. Step 3

    Accepted Offer

  4. Step 4

    Mortgage Approval

  5. Step 5

    Firming Up the Deal

  6. Step 6

    Closing Day

What Halifax Clients Are Saying

“Bhawan made buying our first home so much less stressful. He explained everything in plain language and found us a rate our bank couldn't match.”

Sarah M. · First-Time Buyer

“I almost just signed my bank's renewal letter. Glad I called Bhawan first — he found a better rate in one conversation.”

James T. · Renewal

“Arjun walked us through every option for consolidating our debt. Very thorough and never pushy.”

Priya K. · Refinance

Free Guides for Nova Scotia Home Buyers

Not sure where to start? Explore free guides on the First-Time Home Buyer Journey, the Nova Scotia Down Payment Assistance Program, HST rebates on new homes, and construction incentives.

Browse the Resource Center

Ready to Talk Mortgages?

Book a free, no-obligation call and let's figure out your best path to a mortgage that works for you.

Book Your Free Call902.410.7582